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Re: What to do

Jason, insurance companies are like "used car salesmen" when it come's 
to their money. They're gonna give you the lowest bid at first to see if 
you bite! If you do they save cash. Was your father injured? That means 
more bargaining chips for you.
You need to find out what your car is worth via "blue book" under
"average retail" not wholesale or loan value.
Has there been any work done to it lately? Do you have receits?
These too can be used to drive up the value.  If all else fails get a 
lawyer.  Insurance companies think your serious when you get a lawyer.
Lawyers mean more money, insyrance companies dont like lawyers working
against them.  Talk with your own insurance agent, to find out what 
rights you have.  Dont sign anything you dont understand!!