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Questionable behavior?

Last night, driving home from work, I happened upon an accident that had
just occurred ... a dump truck wasn't able to stop for a traffic light and
plowed into the back of a shiny black sedan with 5-spoke wheels: Yep, you
guessed it -- a fairly clean '93 S4!

After making sure no one was injured and setting out some flares to redirect
traffic, I went to talk to the S4 owner about the future of his car.  I
explained that since the roof was buckled, along with one of the fenders up
front, the car may have been tweaked enough for his insurer to total it.  I
told him that if this happened, he should buy the car back from his insurer
(as allowed under Arizona law) and sell it to me for a profit so I can find
a new home for the 56k-old motor and drivetrain.  :^)

Since he not only took my business card but gave me his name and telephone
number, I figure he didn't consider my behavior offensive.  However, when my
girlfriend walked up to us and heard what I was talking to him about, she
gave me "The Look" -- you know, the one that says it's going to be a lonely
night -- and later told me she was aghast that I could be so inconsiderate
as to even *think* about discussing something like this while he's still in
a state of semi-shock from the accident.  Needless to say, as I predicted,
it turned out to be a long and lonely night indeed...

So, what's the consensus here?  Did I step over the line, as Paula claims,
or was I simply taking advantage of a "tremendous opportunity that only
rarely presents itself," as I claimed in my defense?  In retrospect, I may
have been just a *little* bit aggressive but how often do you come across an
S4 that's been hit from behind?! 
     _                _
    / |      _| o    | \       _| o     Jeffrey Goggin
   /__| | | / | | __ |  | | | / | |     audidudi@delphi.com
  /   | |_| \_| |    |_/  |_| \_| |     http://people.delphi.com/audidudi