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ins value of 4kq

>>I'm looking for any helpful information regarding people's experiences
>>with insurance companies, the value of an 86 4kq with 140k in very
>>good condition

You should look up the Galves value (or somesuch).  That's basically the answer.
I'd say ~$2000.-, less your deductible.

For example, when my 84 4kq was totalled in '94, I received ~$1800, and bought 
it back for ~$180.
( I fixed it easily).  Same mileage.  Similar age.  Poor paint cond.