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HELP!! Insurance company trying to screw me and my 4000Q!! (part 2)



Hello Group,

Thanks to the many people who responded to me on my car problem.
Unfortunately, the overall aggregate opinion is not too positive.  I should
probably mentally prepare myself to accept the screwing!!

One thing that I wanted to clarify:  A number of people suggested that
(rightfully so) I should not expect to be compensated for "enhancements" to my
car by my insurance company, since I had only been paying premiums to my
insurance company to cover damage to a standard configuration car.  I need to
make clear that my insurance company is not at all involved in this.  This is
because I do not have collision damage coverage for my car on my policy.  I
chose to assume the financial risk of damage to or total loss of my car due to
my fault.  I donít want to get into discussing whether or not that was a good
choice.  The facts of this incident are still that the other's guys insurance
company is not arguing fault  They do accept 100% responsibility.  The issue
here with which I am not yet satisfied is in assessing the value of damages. 

I'll keep everyone informed, through the posting to the list, as significant
developments occur.  In the meantime, if anyone wishes to add to this
discussion, please remember to copy me privately, as well as posting to the
list, since I am not subscribed at this time.

Thanks again to all,

Chris