actual cash value of my '91 200q20v
mikemilr at blackfoot.net
Thu Aug 31 21:01:47 EDT 2006
3 yrs ago I got $6k after their initial offer of ~$4600. That car was in
very good shape and was pretty much stock with the odo reading about 150k -
(odo had been inop for a few yrs.). A year ago, I hit a deer with the
replacement car to the tune of about $3k in damages. The ins. co. (same one)
said the car was worth $3200 - this was 10 days after a $2700 repair bill -
that car had 208k on the odo. It took me close to 3 months of fighting them
to get them up to my original stated value of $5000 to $5500. That car had
about $1k worth of stereo, after market wheels and Euros. They finally paid
an estimator to drive almost 200 miles to come to the house and appraise the
car - his appraisal was a tad over $5000 so the ins. decided to fix the car,
but they refused to pay more than $150 to have it towed to a shop- this
after they paid $250 to get it towed to my house to avoid storage charges.
It's an 80 mile tow to any repair shop. After a really nasty phone call, the
adjustor said that I could declare the car a total - this made no sense to
me. They balked at paying $3k for repairs and $250 to have it towed to a
repair shop, yet they were willing to cut me a check for $4500 and let me
keep the car.
I sent the ins. co. copies of all repair receipts and I also sent them
carefully selected ads from audifans.com - of course I picked the higher
priced ads.I also went through each of the ads I sent line by line comparing
it to my car. I just kept flatly refusing to accept their lowball offers and
eventually they caved in. But it took a lot of time and frustration.
The insurance company was AIG.
----- Original Message -----
From: <D3jr at aol.com>
To: <200q20v at audifans.com>
Sent: Thursday, August 31, 2006 6:33 PM
Subject: actual cash value of my '91 200q20v
> My 1991 200q20v was recently totaled and I am haggling with the insurance
> company over what they consider to be the value of my car, which they say
> worth less than it would cost to repair it. I'm curious what others have
> compensated under similar circumstances.
> 200q20v mailing list http://www.audifans.com/mailman/listinfo/200q20v
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