Making up the gap on a total loss?

scott thomas scott at
Thu Aug 8 13:58:11 EDT 2002

My friend just got into a car wreck on our trip
to Iowa. Saw the whole thing from my 200q.
Anyway, it's not her fault 100%. There are many
witnesses and the other driver was given two
tickets for the accident.

Her car is a 99 Acura Tl with navigation. The
car is considered a total loss with $17k+ in
damage. Before the claim was filed with the
other insurance co., her insurer offered $21k.
She paid $33K+ for it, along with a long list of
recent warrantee work. A new navigation system
(1 1/2 weeks old), new brakes all around, new
headlights and front bumper( those HID'S get
stolen like crazy), paint work, $500+ in tune up
work, new tires and wheels, and low miles; 30k.
How do we recover the gap between what we paid
and what we're going to get? Do we have to sue
the other guy or his insurance company? He's
totally screwed in this matter. Still hasn't
picked his truck up from the storage yard two
weeks later. I doubt we'll get an offer over
22k, so how shall we treat this? Not accept the
offer and deal on it?

NAC- My 200q made it flawlessly. A/C on high the
whole way, 100 degrees and on boost much of the
way. Torrential rain and fog in PA. Bugs
clogging my radiator core and pelting my
windshield for the second 600 miles from Toledo.
Loaded up to the ceiling with her stuff, trunk
full of heavy boxes, and her pink girl's bike on
the back. Meanwhile, everyone except me thought
my car wouldn't make it. Just washed a layer of
bugs off the hood of the car.

PA is fun to drive at night. 85 mph is the
common speed on I80.

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