[urq] my wreck - and insurance question help!
rfitton at vt.edu
Tue Aug 24 17:43:08 EDT 2004
Mmm. Mine was totaled on April 16 of this year. First they offered me
just over $2k. After a few weeks of arguing, I got her up to $4700,
which was still almost $2k less than I paid for it last August. By the
way, I still have yet to receive all of that money. It's been a real
nightmare. I'm wondering if we could set up a non-profit co-op type
insurance agency just for urQ owners that would pay something more along
the lines of what the cars are worth to us. Any thoughts?
BTMeadows at aol.com wrote:
> Damn Andrew...........that really sucks. I'm sorry about that. I can only
> imagine the feeling in the pit of your stomach.
> I know there have been enough threads about "value" to weave a big ass
> blanket, however, perhaps it would behoove the entire group if we enter into some
> solution-focused dialogue concerning the issue of the value of our cars. I'm
> certainly not a financier, however, I would think that since we (Ur-q
> owners) possess the product, then don't we have a little leverage over the value of
> the product? Perhaps we could form a network of Ur-q owners who have
> reputable shops, dealerships, and/or automotive focused companies who could provide
> people (us) with letters of appraisal. I'm assuming that everyone would be
> comfortable with covering any cost in doing this since it will take time to
> produce letters. My thought, or hell, my fear is hearing an insurance
> adjuster saying "Well, we'll give you $2,500.00 for your car." So, we will continue
> to hear this, or.....we could try to put our heads together and rectify the
> situation somehow. If I presented 5 or 6 letters all appraising my car's
> value at 15K at the time I took out the policy, then the insurance company
> obviously accepted the fact that 15K is what the car is/was worth. Just putting
> it out there.
> Indiana's Audi of America representative is really down to earth so I'll
> explore this a little with him. AoA support may be a bit of a lofty goal, but I
> don't mind asking for some direction. Also, I believe a couple of guys on
> ACNA's Board of Directors have Ur-qs so if they have any input that would be
> helpful I would welcome it.
> Benjamin Meadows
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