[urq] Collector Car Insurance

[Brandon Rogers]

Hi Mike-
Any chance you could tell us more about "usage restrictions" - i.e. no
commuting.  Does that mean that you cannot drive your car to work
occasionally?  I.e. does this mean if I decided to drive the urq to work on
a nice fall day and got in a fender bender I'm not covered?  What if you
dive it to the office and then run some personal errands...  Thanks for any
more info.

Brandon
  

-----Original Message-----
From: urq-bounces at audifans.com [mailto:urq-bounces at audifans.com] On Behalf
Of Mike Veglia
Sent: Monday, September 08, 2008 9:42 AM
To: ur-q @audifans
Subject: Re: [urq] Collector Car Insurance


I was with JC Taylor for the first four years I owned my Ur-Q. There was a
mileage limitation, but they did not have a problem with doing stated value
coverage on an '83 Ur-Q. The premium was around $195. A year ago my
insurance agent changed over all their JC Taylor customers to Haggerty.
Because it was a global switch by the agency, Haggerty had no problem with
the same terms for around the same $ for the first year. The biggest
difference between the two I noticed right away is Haggerty has no mileage
limitation, just "usage" (meaning it can not be a commuter car). The big
surprise was upon renewal, the premium plummeted to around $130 a year!

Mike Veglia
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